Narrative:

Level at 5000 ft MSL on a vector to mry airport. Controller told us to head to mry airport visually. The first officer mistook 'visually' for cleared for the visual approach. He started his descent. I was looking for the airport and did not notice he had started a descent until he was at 4500 ft MSL. At this point, I told him to initiate a climb. At that point, the controller told us we were off our altitude. I asked for the visual approach, because now I had the airport in sight. Visual approach clearance was granted, and we made an uneventful landing. Contributing factors: 1) first officer elected to fly aircraft raw data, which inhibited the altitude alerter. I would have been warned he was starting a descent. 2) first officer's not stating that he was beginning descent. 3) controller stating 'track visually to airport' can be a bit confusing. 4) I should not have allowed first officer to fly aircraft raw data. This inhibits altitude alert device.

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Original NASA ASRS Text

Title: C750 INBOUND TO MRY LEAVES ASSIGNED ALT PRIOR TO VISUAL APCH CLRNC ISSUANCE.

Narrative: LEVEL AT 5000 FT MSL ON A VECTOR TO MRY ARPT. CTLR TOLD US TO HEAD TO MRY ARPT VISUALLY. THE FO MISTOOK 'VISUALLY' FOR CLRED FOR THE VISUAL APCH. HE STARTED HIS DSCNT. I WAS LOOKING FOR THE ARPT AND DID NOT NOTICE HE HAD STARTED A DSCNT UNTIL HE WAS AT 4500 FT MSL. AT THIS POINT, I TOLD HIM TO INITIATE A CLB. AT THAT POINT, THE CTLR TOLD US WE WERE OFF OUR ALT. I ASKED FOR THE VISUAL APCH, BECAUSE NOW I HAD THE ARPT IN SIGHT. VISUAL APCH CLRNC WAS GRANTED, AND WE MADE AN UNEVENTFUL LNDG. CONTRIBUTING FACTORS: 1) FO ELECTED TO FLY ACFT RAW DATA, WHICH INHIBITED THE ALT ALERTER. I WOULD HAVE BEEN WARNED HE WAS STARTING A DSCNT. 2) FO'S NOT STATING THAT HE WAS BEGINNING DSCNT. 3) CTLR STATING 'TRACK VISUALLY TO ARPT' CAN BE A BIT CONFUSING. 4) I SHOULD NOT HAVE ALLOWED FO TO FLY ACFT RAW DATA. THIS INHIBITS ALT ALERT DEVICE.

Data retrieved from NASA's ASRS site as of July 2007 and automatically converted to unabbreviated mixed upper/lowercase text. This report is for informational purposes with no guarantee of accuracy. See NASA's ASRS site for official report.