Narrative:

Approaching ZZZ at about xa:55. ATIS indicated wind 190/3 light rain; vis 1+ 3/4 miles. At approximately 14 miles out I spotted the two runways and the airport was clearly visible. We were vectored to an intercept heading of about 190 degrees and cleared to 3;000 ft. To maintain until established; 'cleared for the ILS xxl approach.' we descended to 2;000 ft. I reported the airport in sight twice and also mentioned that I picked it up visually 14 miles out. At approximately xa:57; ZZZ approach called [us]; low altitude alert; climb immediately to 2;900. I responded with something like; we are in the clear. His response was climb now to 2;900; ZZZ is reported as IFR. Controller apologized for the confusion and essentially said the mistake was on 'our end.' I played back the recording and discovered that the mistake was indeed mine. We were issued 3;000 ft. Not 2;000 ft. The biggest mistake I made was shifting my attention outside the airplane. I could clearly see the airport and the fact we were visually clear of all obstacles. The approach plate was reviewed and displayed in front of me. I was essentially operating visually despite the fact we were on an actual instrument approach. Procedurally incorrect. We were never in any danger.

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Original NASA ASRS Text

Title: EMB-505 flight crew received a low altitude alert from ATC while on an IFR clearance in VMC when the flight descended below the assigned altitude.

Narrative: Approaching ZZZ at about XA:55. ATIS indicated wind 190/3 light rain; vis 1+ 3/4 miles. At approximately 14 miles out I spotted the two runways and the airport was clearly visible. We were vectored to an intercept heading of about 190 degrees and cleared to 3;000 ft. to maintain until established; 'Cleared for the ILS XXL approach.' We descended to 2;000 ft. I reported the airport in sight twice and also mentioned that I picked it up visually 14 miles out. At approximately XA:57; ZZZ Approach called [us]; Low altitude alert; climb immediately to 2;900. I responded with something like; We are in the clear. His response was Climb now to 2;900; ZZZ is reported as IFR. Controller apologized for the confusion and essentially said the mistake was on 'our end.' I played back the recording and discovered that the mistake was indeed mine. We were issued 3;000 ft. not 2;000 ft. The biggest mistake I made was shifting my attention outside the airplane. I could clearly see the airport and the fact we were visually clear of all obstacles. The approach plate was reviewed and displayed in front of me. I was essentially operating visually despite the fact we were on an actual instrument approach. Procedurally incorrect. We were never in any danger.

Data retrieved from NASA's ASRS site and automatically converted to unabbreviated mixed upper/lowercase text. This report is for informational purposes with no guarantee of accuracy. See NASA's ASRS site for official report.