Narrative:

We were cleared direct zzzzz and were going to be doing the visual to runway 28 in ZZZ. We had the beacon and the airport in sight. I thought my first officer (first officer) had cancelled our IFR clearance and we were cleared to do the visual on our own. I started the descent and was maybe around 3000 when ATC said they had a low altitude alert on us. The first officer cancelled our IFR immediately and we were on our own to finish the visual. I am used to the first officer cancelling the flight plan when we had the airport in sight; and I really thought he had cancelled. I was wrong and I should not have started the descent. It was a misunderstanding between us; but I should have double checked that we were cleared before I started the descent. There were no other aircraft involved and there were no other issues with the flight.

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Original NASA ASRS Text

Title: EMB-145 Captain reported they got a low altitude alert from ATC during a visual approach to non-towered airport.

Narrative: We were cleared direct ZZZZZ and were going to be doing the visual to Runway 28 in ZZZ. We had the beacon and the airport in sight. I thought my First Officer (FO) had cancelled our IFR clearance and we were cleared to do the visual on our own. I started the descent and was maybe around 3000 when ATC said they had a low altitude alert on us. The FO cancelled our IFR immediately and we were on our own to finish the visual. I am used to the FO cancelling the flight plan when we had the airport in sight; and I really thought he had cancelled. I was wrong and I should not have started the descent. It was a misunderstanding between us; but I should have double checked that we were cleared before I started the descent. There were no other aircraft involved and there were no other issues with the flight.

Data retrieved from NASA's ASRS site and automatically converted to unabbreviated mixed upper/lowercase text. This report is for informational purposes with no guarantee of accuracy. See NASA's ASRS site for official report.